Merchant Card Services

Opus Bank, together with Vantiv®, one of the nation’s top payment processors, provides everything your small business needs to process electronic payments. Vantiv® has been helping merchants, large and small, improve businesses and bottom lines for over 40 years.

PAYMENT PROCESSING FOR MERCHANTS

Vantiv® is able to offer you a wide range of innovative and secure processing services to help meet your growing business needs. By switching to Vantiv®, you will have access to a convenient and effective merchant services program that includes:

  • Credit Card and Debit Card Acceptance
  • Analog & IP Point of Sale Solutions
  • Mobile & Wireless Solutions
  • Virtual Terminals & Gateway Solutions
  • Gift Card Program
  • Electronic Check Service

DATA AND REPORTING

Vantiv® offers an online reporting tool that gives you access to critical information that can help manage virtually every aspect of your business anytime, anywhere.

  • Access detailed and summary transaction data reporting with a few simple clicks of the mouse 24 hours a day, seven days a week
  • Choose from a wide variety of reports—from simple summary snapshots to detailed analytics
  • See total credit and debit card deposits with breakdowns by card type
  • Access a summary of settlement rejects
  • Review all attempted authorizations
  • Manage disputed chargebacks and retrievals
  • Reconcile gift card transaction totals
  • DES and SSL encrypted in accordance with Payment Card Industry (PCI) standards for information storage
  • Cardholder data truncated for added security
  • Features an option to set or change the user access of your employees based on their specific needs, job roles, or responsibilities

SECURITY

Vantiv® understands that card data security can be intimidating, especially for smaller merchants. Vantiv® offers an innovative bundle of solutions to help protect your business.

  • PCI Assist – Adopt best practices and simplify PCI DSS compliance and validation
  • Breach Assist – Protect your business against costly breach-related expenses
  • Encryption – Protect customer data while en-route from your point of sale to our systems for processing
  • Tokenization – Render important card data useless in the wrong hands

FOR MORE INFORMATION ABOUT OPUS BANK'S MERCHANT CARD SERVICES, CONTACT A TREASURY MANAGEMENT BANKER
​​​​​​​​​​​​​​​