Opus Bank, together with Vantiv®, one of the nation’s top payment processors.
Through our partnership with Vantiv®, one of the nation's top payment processors, Opus Bank is able to offer you a comprehensive merchant Solutions Program that goes beyond basic electronic payments.
We'd like to assess your business needs, introduce you to the latest tools and services, and develop a custom-tailored merchant solutions program that can enhance efficiencies and fuel new growth.
Take a look at the tools and services we will bring to your business. Let's talk.
Payment Processing for Merchants
Vantiv® is able to offer you a wide range of innovative and secure processing services to help meet your growing business needs. By switching to Vantiv®, you will have access to a convenient and effective merchant services program that includes:
- EMV/Chip Card Processing
- Credit Card & Debit Card Acceptance
- Analog & IP Point of Sale Solutions
- Mobile Payment Acceptance
- Gift Card Programs
- Recurring Payment Solutions
- Electronic Benefit Transfer
- Electronic Check Services
- Virtual Terminals & Gateway Solutions
Data and Reporting
Vantiv® offers an online reporting tool that gives you access to critical information that can help manage virtually every aspect of your business anytime, anywhere.
- Access detailed and summary transaction data reporting with a few simple clicks of the mouse 24 hours a day, seven days a week
- Choose from a wide variety of reports—from simple summary snapshots to detailed analytics
- See total credit and debit card deposits with breakdowns by card type
- Access a summary of settlement rejects
- Review all attempted authorizations
- Manage disputed chargebacks and retrievals
- Reconcile gift card transaction totals
- DES and SSL encrypted in accordance with Payment Card Industry (PCI) standards for information storage
- Cardholder data truncated for added security
- Features an option to set or change the user access of your employees based on their specific needs, job roles, or responsibilities
Vantiv® understands that card data security can be intimidating, especially for smaller merchants. Vantiv® offers an innovative bundle of solutions, such as EMV ("Chip Card" or "Smart Card") solutions, online data security tools, and many more products and resources to help protect your business and your customers' indentities.
- PCI Assist – Adopt best practices and simplify PCI DSS compliance and validation
- Breach Assist – Protect your business against costly breach-related expenses
- Encryption – Protect customer data while en-route from your point of sale to our systems for processing
- Tokenization – Render important card data useless in the wrong hands