Achieve your savings goals with our tailored banking solutions. Our personal savings accounts feature competitive tiered-interest rates, unlimited in-person withdrawals and the ability to transfer funds between other Opus accounts. You also get free access to online banking, 24/7.
Crescendo Money Market Account
Earn competitive, tiered interest rates based on your balance with an Crescendo Money Market Account. This flexible account offers unlimited in-person withdrawals, so you can access your funds when you need them. You also receive access to free online banking, which allows you to manage your account anywhere, anytime.
Our certificate of deposit1 (CD) accounts are developed with your short and long term goals in mind. With terms ranging from one month to five years, which are fixed for the length of the CD, you’ll benefit from competitive tiered-interest rates that compound daily. Even better, you can track your balance and earnings with free online banking.
Retirement Savings Accounts
A traditional IRA lets you put money aside without having to pay taxes on your investment gains until you withdraw the funds at retirement. Your contributions may be tax deductible2, if you qualify.
With a Roth IRA, once you satisfy the necessary requirements, qualified distributions are tax-free upon retirement. So, rather than deferring taxes when you contribute to the account, you gain a tax break when funds are withdrawn during retirement2.
Education Savings Account
Our Coverdell Education Savings Account (CESA) makes it easier to collect funds for your children’s future, which grow tax-free until distributed with a limit of up to $2,000 a year per beneficiary2.
Online Banking Convenience
We offer online banking that’s free and easy to use, featuring 24/7 access to your accounts and bill pay anytime, anywhere.
Online Banking Features
- Get up-to-the minute account information
- Make transfers between your Opus Bank accounts
- Set up e-mail notifications to alert you of specific account activity
- View your account statement electronically with eStatements
- View check images
- Place a stop payment or reorder checks3
View your statements online with Opus Bank Online Banking.
1 A penalty may be imposed for early withdrawl.
2 Consult your tax advisor for more information.
3 Refer to banking schedule of fees for details.