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*The Annual Percentage Yield (APY) for the 12-Month Certificate of Deposit (CD) is 1.70%. The APY for the 18-Month CD is 1.80%. The APY for the 24-Month CD is 1.60%. This APY is accurate as of December 6, 2019 and is subject to change without notice. Any bank product may be discontinued at any time without advanced notice. The minimum balance to open and the minimum daily balance to earn the stated APY for the 12-Month, 18-Month or 24-Month CD is $10,000. Funds deposited must be new money, meaning funds not already on deposit or held at Opus Bank at the time of account opening. Funds withdrawn from Opus Bank within 30 days prior to account opening are also restricted. Early withdrawal penalties apply. Fees may reduce earnings. APY assumes interest remains on deposit until maturity.