Opus checking accounts offer online banking, bill pay and eStatements. You’ll also avoid monthly service charges.
Features unlimited checks per month, online banking with bill pay and an Opus Bank MasterCard® Debit Card for convenient check-free transactions.
Features unlimited check writing, while earning a competitive interest rate on your balance.
Money Market Accounts from Crescendo
Earn competitive, tiered interest rates based on your balance with an Crescendo Money Market Account. This flexible account offers unlimited in-person withdrawals, so you can access your funds when you need them. You also receive access to free online banking, which allows you to manage your account anywhere, anytime.
|PERSONAL ACCOUNTS||Personal Checking||Personal Interest Checking1||Crescendo Money Market1|
|Service charge||$9.00 imposed every month||$10.00 imposed every month||$10.00 imposed every month|
|How to avoid service charge||$500.00 minimum daily balance or at least one direct deposit per statement cycle||$1,500.00 minimum daily balance or $10,000 combined average monthly balance with other Opus Bank accounts||$1,000.00 minimum daily balance|
|Online banking, bill pay, eStatements||Yes||Yes||Yes|
|Monthly transactions||Unlimited||Unlimited||Limited to six withdrawals or transfers per month3|
24/7 Access to Online Banking, Mobile Banking & Bill Pay
We offer online banking that’s free and easy to use, featuring 24/7 access to your accounts and bill pay anytime, anywhere.
You can also take advantage of an Opus Bank MasterCard® debit card. With no annual fees and automatic withdrawals from your Opus Bank checking accounts, it’s a convenient way to pay for purchases without the hassle of writing a check or carrying cash.
Online Banking Features
- Get up-to-the minute account information
- Make transfers between your Opus Bank accounts
- Set up e-mail notifications to alert you of specific account activity
- View your account statement electronically with eStatements
- View check images
- Place a stop payment or reorder checks4
Mobile Banking Features
- Deposit checks from your phone with the Mobile App5
- Check account balances and transaction history
- Transfer funds and pay bills
- Find the nearest banking center or ATM
Online Bill Pay Features
- Pay bills online 24/7
- Set one-time or recurring bill payments
- Track your bill pay history
- Make loan payments
View your statements online with Opus Bank Online Banking.
1 Your Interest Rate & Annual Percentage Yield (APY) may change after the account is opened. Fees could reduce earnings.
2 Savings and Money Market Accounts must have a Checking account linked in order to be issued a debit card.
3 Federal regulations limit certain types of withdrawals or transfers from this account to six per month. An excessive transaction fee will be assessed for each transaction exceeding these limitations. Please contact your banking office for full account terms and conditions.
4 Refer to banking schedule of fees for details.
5 Requires a web-enabled phone. App available for iPhone® and Android™. iPhone is a trademark of Apple, Inc. Android is a trademark of Google, Inc.