Retirement Center

TRADITIONAL IRA1

When funding your traditional individual retirement account (IRA) with Opus Bank, you have the option of placing your funds into a Certificate of Deposit (CD). You can choose the length of term of the CD, from as short as three months to as long as five years. Our CDs are competitively priced, with fixed Interest Rates and Annual Percentage Yields to help you save for retirement through a potentially tax deductible contribution.

IRA Calculators | FAQs | Life Stage Retirement Planning | Social Security BenefitsMedicare and Medicaid Information

​​ROTH IRA1

A Roth individual retirement account (IRA) allows you to make tax-free withdrawals on qualified distributions made once you retire. When funding your account, you can select a Certificate of Deposit (CD) with as short a term as three months or one as long as five years. Our CDs are competitively priced and guarantee with fixed Interest Rates and Annual Percentage Yields.

IRA Calculators | FAQs | Life Stage Retirement Planning | Social Security BenefitsMedicare and Medicaid Information

EDUCATIONAL (COVERDELL) IRA1

When saving for your child's educational expenses, whether it is for elementary, middle, high school or college, an Educational individual retirement account (IRA) allows you to make tax-free withdrawals for educational purposes1. Our Certificates of Deposit (CD) are competitively priced with fixed Interest Rates and Annual Percentage Yields.

IRA Calculators | FAQs | Life Stage Retirement Planning | Social Security BenefitsMedicare and Medicaid Information

1 A penalty for early withdrawal from a CD may apply. Additionally, IRS penalties may apply for early withdrawals from an IRA. Consult your tax advisor for more information.​​​​​​​​​