Call a Banker at 855.471.0660
Opus Bank offers a broad array of products that provide solutions for your loan.

Let's Do This.

Explore Our Solutions

Income Property Banking

If you’re looking for a 5+ unit Apartment or Commercial Real Estate, Opus Bank can tailor the right financing to meet your business objectives.

Opus Bank’s team of experienced Commercial Real Estate Bankers understand complex transactions and have a thorough knowledge of today’s multifamily and commercial real estate marketplace. They are business people first, lenders second, and the consultants you need to get things done.


Permanent financing for 5+ Unit Multifamily and Mobile Home Parks
  • $500,000 - $20 Million + offering 3, 5, 7, 10 Year Fixed Rate with IO/non-recourse options
  • Self-Directed IRA with true no recourse (no carveouts)
  • New 5/5 Fixed Rate product


Permanent financing for Retail, Office, Industrial, Self-Storage and MOB
  • $1 - $20 Million + offering 3, 5, 7 Year Fixed Rate with IO/non-recourse options

Structured Finance

MF/ CRE Bridge Loans

Interim & permanent financing for non-stabilized and value-add real estate projects.
  • $2 Million - $20 Million offering floating and fixed rate options

MF Earn Out Loans

Permanent financing for light value-add multifamily projects with stabilized occupancy.
  • $2.5 Million - $20 Million offering fixed rate options at permanent financing rates

MF Construction Loans

Ground up construction financing for income producing real estate projects.
  • $5 Million - $20 Million offering floating rate options

RE Secured Lines of Credit

Flexible senior secured financing for investors with stabilized real estate assets.
  • $3 Million - $20 Million

Acquisition Lines of Credit

Committed acquisition capital for active real estate investors.
  • $5 Million - $20 Million

Additional Financing Facilities

SFR Portfolio Loans

A blanket loan on an income producing pool of leased residential properties.
  • $3 Million for SFR, PUD, 2-4 Unit portfolios

      Lender Financing

      A revolving credit line to allow private lenders to leverage performing RE secured notes and increase lending capacity.
      • $5 Million - $20 Million for Residential and Commercial RE Notes

      Owner Occupied

      Business Banking

      Businesses with annual revenues less than $10,000,000 or an aggregate credit requirement up to $1,500,000.  Minimum three years in business.


      SBA 504, 7(a), 7(a) CAPLine and SBA Express options

      Commercial Banking

      Businesses with annual revenues more than $10,000,000 or an aggregate credit requirement above $1,500,000.
      • Offering owner occupied loans, lines of credit, revolvers/non-revolvers and ABL options
      • Treasury Management & Payment Solutions

      Escrow & Exchanges

      Commerce Escrow

      Offering Real Property and Non-Real Property escrow services including but not limited to: Residential/Commercial Properties, Developer Site Acquisitions, Business/Bulk Sale Escrows, Tract Sales, Stock Transfers, Holding Escrows, and Industrial Facilities.

      RPM Investments

      A qualified 1031 Exchange Accommodator with over 30 years of experience in the business.  All interest accrued is credited to the client.

      Self-Directed IRAs

      PENSCO Trust Company*

      Good News for Real Estate investors! Did you know you can use your IRA to invest in Real Estate? And, depending on your particular situation, possibly get tax advantages that really add up. Opus subsidiary, PENSCO Trust Company is a Self-directed IRA custodian with more than $14 Billion under custody (as of 6/30/18).

      Opus Bank’s
      West Coast Footprint

      47 Locations
      Opus Bank continues to expand into attractive markets in the Western region of the U.S. The bank currently has 47 banking offices strategically located in major Western metropolitan areas.

      Partners in Growth

      Opus Bank offers a range of solutions for specific client needs, including:

      Need Banking Help?

      Tell us what you need, and we will connect you with one of our expert bankers.
      19900 MacArthur Blvd., 12th Fl.
      Irvine, CA 92612
      *PENSCO Trust Company performs the duties of an independent custodian of assets for self-directed individual and business retirement accounts and does not provide investment advice, sell investments or offer any tax or legal advice. Clients or potential clients are advised to perform their own due diligence in choosing any investment opportunity as well as selecting any professional to assist them with an investment opportunity. Alternative investments are not FDIC insured and are subject to risk, including loss of principal not guaranteed by the Bank. PENSCO is indirectly affiliated with a registered broker dealer and with a licensed small business investment company through Opus Bank (“Opus Affiliates”). Other than the Opus Affiliates, PENSCO is not affiliated with any financial professional, investment, investment sponsor, or investment, tax or legal advisor.