Retirement Accounts

As your business grows, Opus Bank can help with retirement accounts for you and your employees. All retirement accounts are FDIC insured and feature online banking, annual statements, and a low annual plan fee.

Peace of mind business retirement accounts

businesscredit

Learn More – about all the advantages of the Opus Bank Business Visa Credit Card​

The flexibility to grow your business while growing your retirement:

SEP IRA
If you are a sole proprietor, small business owner, or are self-employed, a SEP individual retirement account (IRA) allows you to make tax-deferred retirement contributions at higher funding levels than traditional or Roth IRAs1. You can select a Certificate of Deposit (CD) with as short a term as three months or one as lo​ng as five years. Our CDs are competitively priced with fixed Interest Rates and Annual Percentage Yields.

IRA Calculators | FAQs | Life Stage Retirement Planning

SIMPLE IRA

Small business owners with 100 or fewer employees can offer workers a Simple Individual Retirement Account (IRA) to make tax-deferred contributions toward retirement savings1. Employers can match employee contributions dollar-for-dollar, or make tax-deferred contributions for up to three percent of an individual’s earnings. Select Opus Bank’s Certificates of Deposit (CD), which offer competitively priced and guarantee fixed Interest Rates and Annual Percentage Yields.

IRA Calculators | FAQs | Life Stage Retirement Planning

1 A penalty for early withdrawal from a CD may apply. Additionally, IRS penalties may apply for early withdrawals from an IRA. Consult your tax advisor for more information.​​​​