Merchant Card Services

Opus Bank, together with Vantiv, one of the nation’s top payment processors, provides everything your small business needs to process electronic payments. Vantiv has been helping merchants, large and small, improve businesses and bottom lines for over 40 years.

PAYMENT PROCESSING FOR MERCHANTS

Vantiv is able to offer you a wide range of innovative and secure processing services to help meet your growing business needs. By switching to Vantiv, you will have access to a convenient and effective merchant services program that includes:

  • Credit Card and Debit Card Acceptance
  • Analog & IP Point of Sale Solutions
  • Mobile & Wireless Solutions
  • Virtual Terminals & Gateway Solutions
  • Gift Card Program
  • Electronic Check Service

DATA AND REPORTING

Vantiv offers an online reporting tool that gives you access to critical information that can help manage virtually every aspect of your business anytime, anywhere.

  • Access detailed and summary transaction data reporting with a few simple clicks of the mouse 24 hours a day, seven days a week
  • Choose from a wide variety of reports—from simple summary snapshots to detailed analytics
  • See total credit and debit card deposits with breakdowns by card type
  • Access a summary of settlement rejects
  • Review all attempted authorizations
  • Manage disputed chargebacks and retrievals
  • Reconcile gift card transaction totals
  • DES and SSL encrypted in accordance with Payment Card Industry (PCI) standards for information storage
  • Cardholder data truncated for added security
  • Features an option to set or change the user access of your employees based on their specific needs, job roles, or responsibilities

SECURITY

Vantiv understands that card data security can be intimidating, especially for smaller merchants. Vantiv offers an innovative bundle of solutions to help protect your business.

  • PCI Assist – Adopt best practices and simplify PCI DSS compliance and validation
  • Breach Assist – Protect your business against costly breach-related expenses
  • Encryption – Protect customer data while en-route from your point of sale to our systems for processing
  • Tokenization – Render important card data useless in the wrong hands

FOR MORE INFORMATION ABOUT OPUS BANK'S MERCHANT CARD SERVICES, CONTACT A TREASURY MANAGEMENT BANKER
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