Lines of Credit
Opus Bank’s portfolio of products, services and solutions is particularly well-suited to support manufacturers and distributors with revenues ranging from $5 million to $100 million and more. We are among the fastest growing1 banks in the Western region and are well-capitalized2 to help businesses build and expand.
LENDING THAT MAKES SENSE
We believe in building long-term business partner relationships, so you can count on us to be there as you grow. We know every business is unique, which is why our “common sense underwriting” is designed to help you capitalize on the opportunities that make sense for your business. Our Business Bankers are experts at finding the right financing solution for your business.
LINES OF CREDIT
Learn More – about all the advantages of the Opus Bank Business Visa Credit Card
Opus Bank’s revolving lines of credit serve short-term borrowing needs. With these flexible loan solutions, you can improve your cash flow, support your business growth and take advantage of trade discounts and other business purposes.
- Revolving Lines of Credit – With our revolving lines of credit, you pay interest only on the portion of your line that you're using; advances, drawdowns, and repayments are available anytime during the term of your loan.
- Asset-Based/Formula Line of Credit – If your business is experiencing rapid growth, this line of credit provides the flexibility to grow into a pre-defined larger line of credit. As your business grows, so does your line of credit.
1 Based on percentage growth in total assets over the 36-month period ended 12/31/2013. Data source FDIC.gov. Western region includes Arizona, California, Nevada, Oregon, and Washington.
2. Opus Bank has a 10.31% Tier 1 Leverage Capital Ratio as of 12/31/2013.