Secure your cash reserves and earn a guaranteed rate of return.
Opus Bank’s Business CD is a safe and reliable way to build a stronger financial future for your business. We offer competitive interest rates and your funds are protected by FDIC insurance up to $250,000. By opening multiple CDs with varying terms – commonly referred to as laddering – you can earn a predictable rate of return, while ensuring you maintain the liquidity your business needs. If you are concerned about the possibility of rising interest rates, our 15-Month Bump CD allows you to bump up your rate to the current market rate one time during its 15-month term.
More About Our Business CDs:
- The minimum opening deposit is $1,000.
- Interest is compounded daily and paid monthly.
- CDs automatically renew at maturity.
- A penalty may be imposed for early withdrawal.
- The 15-month Bump CD offers a special one-time bump rate, which allows you to raise the yield should interest rates rise during the term of the CD.