Business CDs

Secure your cash reserves and earn a guaranteed rate of return.

OVERVIEW

Opus Bank’s Business CD is a safe and reliable way to build a stronger financial future for your business. We offer competitive interest rates and your funds are protected by FDIC insurance up to $250,000. By opening multiple CDs with varying terms – commonly referred to as laddering – you can earn a predictable rate of return, while ensuring you maintain the liquidity your business needs. If you are concerned about the possibility of rising interest rates, our 15-Month Bump CD allows you to bump up your rate to the current market rate one time during its 15-month term.

More About Our Business CDs:

  • The minimum opening deposit is $1,000.
  • Interest is compounded daily and paid monthly.
  • CDs automatically renew at maturity.
  • A penalty may be imposed for early withdrawal.
  • The 15-month Bump CD offers a special one-time bump rate, which allows you to raise the yield should interest rates rise during the term of the CD.

​​CONTACT AN OPUS BANK BUSINESS BANKER ABOUT BUSINESS CDS