Business Analyzed Checking

Take advantage of treasury management and payment solutions while offsetting fees with an earnings credit.


Our Business Analyzed Checking is an ideal banking package for businesses with up to $5 million in annual revenue that require cash management services. The package enables businesses to track and analyze transactions, while offsetting some, or all, of their account fees with a monthly earnings credit. The core package includes valuable cash management and payment solutions, such as Online Banking and Business Bill Pay, while ACH Credit Origination, Online Wires, Remote Deposit Capture, and Positive Pay can each be added separately if needed. With this flexible banking package, you will have immediate access to the exact set of treasury and payment tools your business needs now, while enjoying the freedom to add tools in the future.

More About Business Analyzed Checking:

  • Core Package includes Business Online Banking with Bill Pay and downloadable reports and eStatements.
  • Part, or all, of the monthly service charge and other applicable transaction fees can be offset with an earnings credit calculated on the average investable balance.
  • Remote Deposit Capture1, Online Wires, ACH Origination2, and Positive Pay are available for an additional monthly and per transaction service charge.
  • Account includes an Opus Bank MasterCard® Business Debit Card.
  • Contact your local Client Experience Center/Banking Office for a complete schedule of fees.


1 Subject to Bank approval
2 Pre-funded daily limit