Owner-Occupied Real Estate Loans

Buy, build, or improve a building for your business to occupy with the help of our financing.

OVERVIEW

An Opus Bank owner-occupied real estate loan can provide you with funds to acquire, build, improve, or refinance properties in which 51% or more of the building will be occupied by your business. Multiple loan programs — including SBA programs and customized interest-only construction loans—allow us to tailor a financing solution around your specific real estate needs and cash flow velocity.

More About Our Owner-Occupied Real Estate Loans:

  • SBA and conventional financing options are available based on your specific commercial real estate needs.
  • Our business bankers can assist you in analyzing the benefits of various financing options and buying real estate versus leasing.
  • Longer amortization schedules—up to 25 years—are available.
  • SBA loan programs offer lower down payment requirements of 10% and 10-year fixed rates.

CONTACT AN OPUS BANK BUSINESS BANKER ABOUT OUR OWNER-OCCUPIED REAL ESTATE LOANS