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What Clients Are Saying...

​"I know they have my business and family’s best interests in mind. The Opus team have saved me hours with business tools such as remote deposit capture and electronic payroll. Opus knows me and this gives me peace of mind. I am treated as a person not an account number."

Cheryl Miller
Everett Therapeutic Center, LLC
Everett, WA​​

Retirement Center

Traditional IRA 

When funding your traditional individual retirement account (IRA) with Opus Bank, you have the option of placing your funds into a Certificate of Deposit (CD). You can choose the length of term of the CD, from as short as three months to as long as five years. Our CDs are competitively priced, with fixed Interest Rates and Annual Percentage Yields to help you save for retirement through a potentially tax deductible contribution.

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Roth IRA 

A Roth individual retirement account (IRA) allows you to avoid paying taxes on qualified distributions made once you retire. When funding your account, you can select a Certificate of Deposit (CD) with as short a term as three months or one as long as five years. Our CDs are competitively priced and guarantee fixed Interest Rates and Annual Percentage Yields.

IRA Calculators | FAQs | Life Stage Retirement Planning | Social Security Benefits | Medicare and Medicaid Information

Educational (Coverdell) IRA CD

When saving for your child's educational expenses, whether it is for elementary, middle, high school or college, an Educational individual retirement account (IRA) allows you to avoid paying federal taxes on the principle and earnings accrued after withdrawal.* You can select our Certificates of Deposit (CD), which offer competitively priced and guarantee fixed Interest Rates and Annual Percentage Yields.

IRA Calculators | FAQs | Life Stage Retirement Planning | Social Security Benefits | Medicare and Medicaid Information​​​

A penalty for early withdrawl from a CD may apply. Additionally, IRS penalties may apply for early withdrawls from an IRA. Consult your tax advisor for more information.​​​​​​​​​

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