Small Business Administration Loans
Opus Bank’s portfolio of products, services and solutions are particularly well-suited to support manufacturers and distributors with revenues from $5 million to $100 million and more. We are among the fastest growing1 banks in the Western region and are well-capitalized2 with the resources to help your business grow and expand. We believe in building long-term business partner relationships, so you can count on us to be there as you grow.
We know every business is unique, which is why our “common sense underwriting” is designed to help you capitalize on the opportunities that make sense for your business. Our Business Bankers are experts at finding the right financing solution for your business.
Lending That Makes Sense: SBA Loans
As a Small Business Administration Preferred Lender, we offer SBA loans as an alternative to traditional financing. Our loan rates are competitive and offer longer repayment terms and lower down payments.
- SBA 7(a) Loans – Businesses with special requirements can secure financing for working capital, equipment and inventory purchases, business acquisition, debt refinance, and the purchase or refinance of owner-occupied commercial real estate.
- CAP Line Loans – With a CAP Line loan, small businesses can meet their short-term and cyclical working capital needs. Funds can be used to finance seasonal working capital requirements and certain types of construction, service and supply contracts, as well as consolidate short-term debt.
- SBA 504 Loans – Growing businesses can secure long-term, fixed-rate financing to acquire major fixed assets to purchase land and equipment, make improvements, and construct new facilities.
Managing Director, SBA Banking
19900 MacArthur Blvd. 12th Floor
Irvine CA 92612
1 Based on percentage growth in total assets over the 30-month period ended 6/30/2013. Data source FDIC.gov. Western region includes Arizona, California, Nevada, Oregon, and Washington.
2 Opus Bank has a 11.08% Tier 1 Leverage Capital Ratio as of 9/30/2013.